Bridge Financing
Flexible, short-term financing for real estate investors. Acquire, refinance, or reposition transitional properties with capital designed to provide a bridge to your next financing or exit.
Loan Snapshot
Rates
From 14.99%
Loan Amount
Up to $1.5 Million
Leverage
Up to 70% LTV
Term
Up to 18 Months
What These Loans Are For
Built for investors acquiring, refinancing, and repositioning properties that need flexible, short-term financing.
Time-Sensitive
Move quickly on investment opportunities when conventional financing cannot meet the closing timeline.
Transitional Properties
Finance properties undergoing renovation, lease-up, or other improvements before they qualify for longer-term financing.
Bridge to Refinancing
Address an upcoming loan maturity or refinance an existing loan while preparing the property for permanent financing.
Bridge to Sale
Secure short-term financing while completing your business plan and preparing the property for a planned sale.
Borrower Requirements
Designed for real estate investors with a clear business plan, sufficient financial resources, and a defined path to repayment.
Investment Experience
Demonstrated investment or property management experience relevant to the property and proposed transaction.
Property Information
Property details, current condition, available financials, and supporting documentation relevant to the financing request.
Defined Business Plan
A clear acquisition, renovation, lease-up, or repositioning strategy, with a supporting budget and timeline where applicable.
Viable Exit Strategy
A defined path to repayment through property sale, permanent refinancing, or another identifiable liquidity event.
How Funding Works
A streamlined lending process designed for fast decisions and efficient closings.
Submit Your Deal
Share your property details, financing request, and proposed exit strategy through our online loan application.
Review & Terms
We review the property, borrower experience, financing timeline, and exit strategy, then provide proposed loan terms.
Underwriting
Provide the required property and borrower documents while we complete underwriting and coordinate with the closing team.
Close & Fund
Finalize loan documents, coordinate with title, close the transaction, and receive the funding needed to execute your business plan.
We lend like real estate investors, not bankers.
We understand commercial real estate because we approach every transaction with an investor’s perspective. From acquisitions to value-add opportunities, we focus on the property’s fundamentals, your business plan, and the capital needed to execute it.
Our lending process is built around direct communication, practical underwriting, and the ability to make decisions quickly.
Speed and Certainty
Direct access to decision-makers and a streamlined process designed to keep commercial transactions moving.
Practical Underwriting
We evaluate the property's fundamentals, your business plan, and the proposed exit strategy, not just a conventional lending checklist.
A True Lending Partner
Work directly with a lender who understands commercial real estate and stays engaged from initial review through closing.
Frequently Asked Questions
Answers to common questions from real estate investors and borrowers.
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We can typically close and fund a bridge loan within 5 to 7 business days, depending on the property, transaction complexity, and how quickly required documentation is provided. Our streamlined underwriting process and direct access to decision-makers help keep time-sensitive transactions moving.
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We can finance a variety of investment properties, including residential and commercial real estate. Financing is generally suited for transitional properties that require time to renovate, lease, reposition, refinance, or prepare for sale.
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Bridge loan proceeds can be used for property acquisitions, refinancing, renovations, and other costs associated with repositioning an investment property. The financing is designed to provide short-term capital while the borrower executes a defined business plan and prepares for a sale or longer-term financing.
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We can provide financing of up to 70% LTV, depending on the property, transaction, borrower, and overall business plan. Final leverage is determined during underwriting based on the specifics of each transaction.
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To get started, we typically need basic property information, the requested loan amount, borrower information, and a summary of your business plan and exit strategy. Additional property and financial documentation may be requested during underwriting based on the specifics of the transaction.
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We evaluate the property, borrower experience, business plan, and exit strategy to understand the transaction as a whole. Our underwriting focuses on the property’s fundamentals and whether there is a clear, realistic path to repayment through a sale, refinance, or other defined liquidity event.
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Our Bridge Loan interest rates currently start at 14.99%. Final pricing and fees depend on the property, borrower, loan structure, and overall transaction. Specific terms are provided after an initial review of the financing request.
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Yes. Bridge financing can be used to refinance an existing loan, including situations involving an upcoming maturity or when a property is not yet ready for permanent financing. The bridge loan provides additional time to execute the business plan and transition to a sale or longer-term financing.
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We currently originate Bridge Loans in Arizona, with additional markets considered on a transaction-specific basis. Contact our team to discuss your property and confirm whether financing is available in your market.
We hold active NMLS and Mortgage Banker’s licenses with the state of Arizona.
NMLS #2837378
AZ #BK-2019518
Need a Bridge to Your Next Move?
Tell us about your financing needs and exit strategy. We'll help determine the right structure for your transaction.
Ready to Finance Your Next Opportunity?
Whether you’re acquiring, refinancing, or repositioning an investment property, tell us about your opportunity. We’ll review the transaction and help structure short-term financing around your business plan and exit strategy.